Online Giving Fees
Online Giving is included in your Mutual Covenant subscription.
Mutual Covenant fee
$0 per transaction
Mutual Covenant does not add a percentage or per-gift fee. The only amount Mutual Covenant charges is your monthly subscription, billed separately.
Stripe processing
- Domestic cards: 2.9% + 30¢ per successful transaction
- ACH Direct Debit: 0.8% per successful charge, capped at $5.00
Additional Stripe charges can apply in certain situations, including some international payments, currency conversion, disputes, Instant Payouts, or other optional Stripe services. Stripe determines and collects its own processing fees from your connected account. Rates can change.
- View current Stripe pricing: https://stripe.com/pricing
- View Stripe Connect pricing: https://stripe.com/connect/pricing
Examples (illustration only)
- A $100 card gift: about $3.20 in Stripe fees, about $96.80 to your church
- A $100 ACH gift: about $0.80 in Stripe fees, about $99.20 to your church
- A $1,000 ACH gift: the fee is capped at $5.00
For illustration only. Actual Stripe fees depend on the payment method and your connected Stripe account's pricing. Mutual Covenant records the gross gift amount; fees are visible in your Stripe balance and payout details.
Recurring giving
Recurring online gifts are not available in this release, so no Stripe Billing fee applies. See Recurring giving.
Rates shown are Stripe's standard U.S. pricing and are subject to Stripe's current pricing and the connected account's agreement with Stripe. Additional fees may apply for certain payment methods, international cards, currency conversion, disputes, Instant Payouts, or other Stripe services. Rates on this page were last reviewed 2026-09-05.