/* Mutual Covenant — public marketing site */
:root{
  --navy:#082A58;--royal:#123A78;--gold:#D4AF37;--warm:#F4D36C;--ivory:#FDF8E9;--white:#fff;
  --ink:#182234;--muted:#4a5463;--line:#e7e3d4;
  --font:'Segoe UI',system-ui,-apple-system,Roboto,Helvetica,Arial,sans-serif;
  --site-header-h:110px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:clip}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.65;font-size:16.5px;-webkit-font-smoothing:antialiased;overflow-x:clip}
a{color:var(--royal);text-decoration:none}
h1,h2,h3{color:var(--navy);letter-spacing:-.6px;margin:0}
img{max-width:100%;display:block}
.container{max-width:1220px;margin:0 auto;padding:0 28px}
.gold{color:var(--gold)}
#product,#features,#security,#pricing,#about{scroll-margin-top:calc(var(--site-header-h) + 18px)}

/* Header — sticky on the public one-page site. Height stays constant so the page does not jump. */
.site-header{
  position:sticky;top:0;z-index:200;
  background:#fff;border-bottom:1px solid var(--line);
  transition:background .2s ease,box-shadow .2s ease,border-color .2s ease
}
.site-header.is-scrolled{
  background:rgba(255,255,255,.94);
  -webkit-backdrop-filter:blur(12px);
  backdrop-filter:blur(12px);
  box-shadow:0 6px 18px -12px rgba(8,42,88,.35);
}
.site-header .bar{display:flex;align-items:center;gap:28px;height:110px}
.site-header .logo{flex:0 1 auto;min-width:0;display:flex;align-items:center}
.site-header .logo img{height:auto;width:auto;max-height:92px;max-width:100%}
.site-header nav{display:flex;gap:26px;margin-left:12px}
.site-header nav a{color:var(--ink);font-weight:600;font-size:15.5px;position:relative;padding-bottom:6px}
.site-header nav a:hover{color:var(--navy);text-decoration:none}
.site-header nav a.is-active{color:var(--navy)}
.site-header nav a.is-active:after{
  content:"";position:absolute;left:0;right:0;bottom:0;height:2px;background:var(--gold);border-radius:1px
}
.site-header .actions{margin-left:auto;display:flex;align-items:center;gap:14px}
.site-mnav{display:none;padding:4px 0 18px;border-top:1px solid transparent}
.site-mnav.is-open{display:block;border-top-color:var(--line)}
.site-mnav a{display:block;padding:10px 0;color:var(--ink);font-weight:600}
.site-mnav a:hover{color:var(--navy);text-decoration:none}
.site-mnav .btn{margin-top:8px}
.btn{display:inline-flex;align-items:center;gap:8px;border-radius:11px;padding:11px 20px;font-weight:700;cursor:pointer;border:1px solid transparent;transition:.15s;font-size:14.5px}
.btn.gold{background:var(--gold);color:var(--navy)} .btn.gold:hover{background:var(--warm);text-decoration:none}
.btn.navy{background:var(--navy);color:#fff} .btn.navy:hover{background:var(--royal);text-decoration:none;color:#fff}
.btn.ghost{background:transparent;border-color:var(--navy);color:var(--navy)} .btn.ghost:hover{background:var(--ivory);text-decoration:none}
.btn.lg{padding:14px 26px;font-size:15.5px}
.link-signin{font-weight:700;color:var(--navy)}
.menu-toggle{display:none;background:none;border:none;font-size:26px;color:var(--navy);cursor:pointer;flex:0 0 auto}
.menu-toggle:focus-visible{outline:2px solid var(--gold);outline-offset:3px}

/* Hero */
.hero{background:radial-gradient(1200px 500px at 80% -10%,rgba(212,175,55,.12),transparent),var(--ivory);padding:56px 0 64px;overflow:hidden}
.hero .grid{display:grid;grid-template-columns:1.02fr 1.12fr;gap:44px;align-items:center}
.eyebrow{display:inline-block;text-transform:uppercase;letter-spacing:.2em;font-size:12.5px;font-weight:800;color:#7d6114;
  background:#faf1d6;padding:7px 13px;border-radius:999px;margin-bottom:18px}
.hero h1{font-size:58px;line-height:1.06;margin-bottom:18px}
.hero p.lead{font-size:20px;color:var(--muted);max-width:36ch;margin-bottom:26px}
.hero .cta{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:16px}
.hero .fine{color:var(--muted);font-size:15px}
.hero .fine b{color:var(--navy)}
.hero .fine .sep{margin:0 10px;color:var(--line)}

/* Dashboard preview */
.pv-wrap{transform:scale(1.06);transform-origin:center right}
.preview{background:#fff;border:1px solid #e7e9ef;border-radius:20px;box-shadow:0 40px 80px -40px rgba(8,42,88,.45);overflow:hidden;transform:rotate(.4deg)}
.preview .pv-top{background:var(--navy);color:#fff;padding:17px 22px;display:flex;align-items:center;justify-content:space-between}
.preview .pv-top .ch{font-weight:700;font-size:15.5px} .preview .pv-top .ch small{display:block;color:#c5d0e4;font-weight:400;font-size:12.5px}
.preview .pv-top .dots{display:flex;gap:6px} .preview .pv-top .dots i{width:10px;height:10px;border-radius:50%;background:rgba(255,255,255,.3)}
.preview .pv-body{padding:20px;background:#f6f7fa}
.pv-metrics{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:14px}
.pv-metric{background:#fff;border:1px solid #eceef3;border-radius:12px;padding:13px}
.pv-metric .l{font-size:11px;text-transform:uppercase;letter-spacing:.04em;color:#5d6778;font-weight:700}
.pv-metric .v{font-size:23px;font-weight:800;color:var(--navy);margin-top:3px}
.pv-metric .d{font-size:11.5px;color:#1a7f4b;font-weight:600}
.pv-lower{display:grid;grid-template-columns:1.5fr 1fr;gap:10px}
.pv-panel{background:#fff;border:1px solid #eceef3;border-radius:12px;padding:15px}
.pv-panel h4{font-size:13.5px;color:var(--navy);margin-bottom:10px;display:flex;justify-content:space-between}
.pv-panel h4 span{color:#5d6778;font-weight:500;font-size:12px}
.pv-chart{display:flex;align-items:flex-end;gap:7px;height:108px}
.pv-chart .b{flex:1;background:linear-gradient(var(--royal),var(--navy));border-radius:6px 6px 0 0;position:relative}
.pv-chart .b:nth-child(even){background:linear-gradient(var(--warm),var(--gold))}
.pv-list .li{display:flex;align-items:center;gap:9px;padding:8px 0;border-bottom:1px solid #f0f1f5;font-size:13.5px}
.pv-list .li:last-child{border:none}
.pv-list .av{width:28px;height:28px;border-radius:50%;background:var(--ivory);color:var(--navy);display:flex;align-items:center;justify-content:center;font-size:10px;font-weight:800}
.pv-list .li .r{margin-left:auto;color:#5d6778;font-size:12px}

/* Logos strip */
.valuestrip{background:var(--navy);color:#cdd6e6;padding:18px 0}
.valuestrip .row{display:flex;gap:36px;justify-content:center;flex-wrap:wrap;font-size:15px;font-weight:600}
.valuestrip .row b{color:var(--gold)}

/* Sections */
section{padding:72px 0}
.section-head{text-align:center;max-width:680px;margin:0 auto 42px}
.section-head .eyebrow{margin-bottom:12px}
.section-head h2{font-size:42px;line-height:1.12;margin-bottom:12px}
.section-head p{color:var(--muted);font-size:18.5px}

/* Three benefit panels */
.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.benefit{background:var(--ivory);border:1px solid var(--line);border-radius:18px;padding:30px}
.benefit .ic{width:52px;height:52px;border-radius:14px;background:var(--navy);color:var(--gold);display:flex;align-items:center;justify-content:center;margin-bottom:18px}
.benefit h3{font-size:21px;margin-bottom:8px} .benefit p{color:var(--muted);margin:0;font-size:16px}

/* Bento */
.bento{display:grid;grid-template-columns:repeat(6,1fr);grid-auto-rows:minmax(210px,auto);gap:18px}
.tile{background:#fff;border:1px solid #e9ebf1;border-radius:18px;padding:22px;box-shadow:0 20px 40px -30px rgba(8,42,88,.3);overflow:hidden;position:relative}
.tile h3{font-size:17.5px;margin-bottom:4px}.tile p{color:var(--muted);font-size:14.5px;margin:0 0 12px}
.tile.big{grid-column:span 3;grid-row:span 2}
.tile.wide{grid-column:span 3}.tile.med{grid-column:span 2}.tile.tall{grid-row:span 2;grid-column:span 2}
.mini-member{display:flex;align-items:center;gap:12px;background:var(--ivory);border-radius:12px;padding:12px;position:relative}
.mini-member .av{width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;flex:0 0 44px}
.mini-member b{color:var(--navy)} .mini-member span{color:var(--muted);font-size:13px}
.st-badge{margin-left:auto;background:#e7f6ee;color:#1a7f4b;font-size:11px;font-weight:800;padding:3px 8px;border-radius:999px;letter-spacing:.02em}
.mini-date{font-size:11.5px;color:var(--muted);font-weight:650;margin:-4px 0 8px}
.mini-tags{display:flex;gap:6px;margin-top:10px;flex-wrap:wrap}
.mini-tags .t{background:#faf1d6;color:#6e5614;font-size:11.5px;font-weight:700;padding:3px 9px;border-radius:999px}
.mini-chart{display:flex;align-items:flex-end;gap:6px;height:84px;margin-top:6px}
.mini-chart i{flex:1;background:linear-gradient(var(--royal),var(--navy));border-radius:5px 5px 0 0}
.mini-chart i:nth-child(even){background:linear-gradient(var(--warm),var(--gold))}
.chart-axis{display:flex;justify-content:space-between;margin-top:6px;font-size:10.5px;color:var(--muted);font-weight:650}
.qr-row{display:flex;align-items:center;gap:12px;margin-top:4px}
.qr{width:70px;height:70px;border-radius:12px;background:
  conic-gradient(#082A58 0 25%,#fff 0 50%,#082A58 0 75%,#fff 0);
  background-size:16px 16px;border:6px solid var(--navy);flex:0 0 70px}
.qr-meta b{display:block;color:var(--navy);font-size:13.5px}
.qr-meta span{color:var(--muted);font-size:12.5px}
.fundbar{margin-top:8px} .fundbar .fb{display:flex;justify-content:space-between;font-size:13px;margin-bottom:6px;color:var(--ink)}
.fundbar .track{height:7px;background:#eef1f5;border-radius:99px;overflow:hidden;margin-bottom:11px}
.fundbar .track i{display:block;height:100%;background:var(--gold)}
.pipe{display:flex;flex-direction:column;gap:7px;margin-top:6px}
.pipe .st{display:flex;align-items:center;gap:9px;font-size:13px;color:var(--muted)}
.pipe .st .n{width:22px;height:22px;border-radius:50%;background:var(--navy);color:#fff;font-size:11px;font-weight:800;display:flex;align-items:center;justify-content:center}
.pipe .st .cnt{margin-left:auto;background:var(--ivory);color:var(--navy);font-size:11px;font-weight:800;padding:2px 7px;border-radius:999px}
.pipe .st .av{width:22px;height:22px;border-radius:50%;background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff;font-size:9px;font-weight:800;display:flex;align-items:center;justify-content:center;margin-left:auto}
.calendar{display:grid;grid-template-columns:repeat(7,1fr);gap:4px;margin-top:8px}
.calendar span{aspect-ratio:1;display:flex;align-items:center;justify-content:center;font-size:11.5px;border-radius:6px;background:var(--ivory);color:var(--muted)}
.calendar span.on{background:var(--navy);color:#fff;font-weight:700}
.cal-note{margin-top:8px;font-size:12px;color:var(--muted);font-weight:650}
.commctl{display:flex;flex-direction:column;gap:8px;margin-top:6px}
.commctl .r{display:flex;align-items:center;gap:9px;font-size:13.5px;background:var(--ivory);border-radius:9px;padding:9px 11px;color:var(--ink)}
.commctl .r .k{width:8px;height:8px;border-radius:50%;background:var(--gold);flex:0 0 8px}
.commctl .r em{margin-left:auto;font-style:normal;color:var(--muted);font-size:11.5px;font-weight:650}

/* Spotlights */
.spotlight{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.spotlight.rev .txt{order:2}
.spotlight h2{font-size:37px;margin-bottom:14px}
.spotlight p{color:var(--muted);font-size:17.5px;margin-bottom:16px}
.spotlight ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:11px}
.spotlight li{display:flex;gap:11px;align-items:flex-start;font-weight:500}
.spotlight li .ck{width:24px;height:24px;flex:0 0 24px;border-radius:50%;background:var(--ok,#1a7f4b);color:#fff;display:flex;align-items:center;justify-content:center;font-size:13px}
.shot{background:#fff;border:1px solid #e9ebf1;border-radius:18px;box-shadow:0 30px 60px -35px rgba(8,42,88,.4);padding:20px}

/* Member portal phone mockup */
.portal-phone{
  max-width:300px;margin:0 auto;background:#fff;border:1px solid #e4e7ee;
  border-radius:32px;padding:8px 12px 16px;box-shadow:0 30px 60px -32px rgba(8,42,88,.45);
}
.portal-phone .ph-notch{width:88px;height:7px;border-radius:99px;background:#dfe3ea;margin:6px auto 10px}
.ph-status{display:flex;justify-content:space-between;align-items:center;font-size:11px;font-weight:700;color:var(--navy);padding:0 6px 8px}
.ph-head{display:flex;align-items:center;gap:10px;padding:4px 4px 12px}
.ph-head .av{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--royal),var(--navy));color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:13px;flex:0 0 40px}
.ph-head .who{line-height:1.2}
.ph-head .who small{display:block;color:var(--muted);font-size:12px;font-weight:600}
.ph-head .who b{color:var(--navy);font-size:14.5px}
.ph-bell{margin-left:auto;width:34px;height:34px;border-radius:10px;background:var(--ivory);display:flex;align-items:center;justify-content:center;position:relative;color:var(--navy)}
.ph-bell .dot{position:absolute;top:7px;right:8px;width:8px;height:8px;background:var(--gold);border-radius:50%;border:2px solid #fff}
.ph-event{background:var(--navy);color:#fff;border-radius:14px;padding:12px 14px}
.ph-event small{display:block;color:#c5d0e6;font-size:11.5px;font-weight:650;margin-bottom:3px;letter-spacing:.04em;text-transform:uppercase}
.ph-event b{display:block;font-size:14.5px}
.ph-event span{color:#d4af37;font-size:12.5px;font-weight:650}
.ph-actions{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:10px}
.ph-actions div{background:var(--ivory);border:1px solid var(--line);border-radius:12px;padding:12px 10px;font-size:13px;font-weight:700;color:var(--navy);line-height:1.3}
.ph-actions div small{display:block;font-weight:600;color:var(--muted);font-size:11.5px;margin-top:3px}

/* Security */
.security{background:linear-gradient(160deg,#0a2f61,var(--navy) 60%,#061d3f);color:#dbe3f0}
.security h2{color:#fff;font-size:42px} .security .section-head p{color:#c8d3e8;font-size:18.5px}
.security .eyebrow{background:rgba(212,175,55,.16);color:var(--warm)}
.sec-points{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-bottom:40px}
.sec-point{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.14);border-radius:14px;padding:22px}
.sec-point .ic{color:var(--gold);margin-bottom:10px}
.sec-point b{color:#fff;display:block;margin-bottom:6px;font-size:16.5px} .sec-point span{color:#d0dae8;font-size:15px;line-height:1.55}
.sec-banner{text-align:center;border-top:1px solid rgba(255,255,255,.12);padding-top:32px}
.sec-banner .three{display:flex;justify-content:center;gap:20px;flex-wrap:wrap;font-size:26px;font-weight:800;color:#fff;letter-spacing:.02em}
.sec-banner .three span{color:var(--gold)}
.security .sec-more{text-align:center;margin:22px 0 0;font-size:15px;color:#c8d3e8}
.security .sec-more a{color:#fff;font-weight:700}

/* Pricing */
.pricing{background:var(--ivory)}
.plans{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;align-items:stretch}
.plan{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;position:relative}
.plan.pop{
  border:2px solid var(--gold);
  box-shadow:0 28px 56px -28px rgba(212,175,55,.7), 0 0 0 1px rgba(212,175,55,.25);
  transform:translateY(-8px);
  background:linear-gradient(#fff,#fffdf4);
  padding:34px 30px 32px;
}
.plan .tag{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--gold);color:var(--navy);font-weight:800;font-size:12px;letter-spacing:.12em;padding:7px 16px;border-radius:999px;box-shadow:0 8px 18px rgba(212,175,55,.4);white-space:nowrap}
.plan h3{font-size:20px} .plan .price{font-size:40px;font-weight:800;color:var(--navy);margin:10px 0 2px}
.plan .price small{font-size:15px;color:var(--muted);font-weight:600}
.plan .cap{color:var(--muted);margin-bottom:10px;font-size:15px}
.plan .blurb{color:#3d4654;font-size:14.5px;line-height:1.5;margin:0 0 16px}
.plan ul{list-style:none;padding:0;margin:0 0 22px;display:flex;flex-direction:column;gap:10px}
.plan li{display:flex;gap:9px;font-size:14.5px}
.plan li .ck{color:var(--gold);font-weight:800}

/* Portal preview + CTA + footer */
.finalcta{background:linear-gradient(160deg,var(--navy),var(--royal));color:#fff;text-align:center}
.finalcta h2{color:#fff;font-size:40px;margin-bottom:14px}
.finalcta p{color:#c5d0e6;font-size:18px;margin-bottom:26px}
.site-footer{background:#061d3f;color:#93a1bd;padding:54px 0 30px}
.site-footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px;margin-bottom:34px}
.site-footer .footer-logo{height:55px;width:auto;margin-bottom:16px}
.site-footer .footer-tagline{max-width:36ch;color:#b7c2d6;margin:0;font-size:15px;line-height:1.55}
.site-footer .footer-origin{margin:12px 0 0;font-size:14px;color:#e8d9a8;max-width:42ch;line-height:1.5;font-weight:600}
.site-footer h4{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:14px}
.site-footer a{color:#93a1bd;display:block;margin-bottom:9px;font-size:14.5px}
.site-footer a:hover{color:var(--gold);text-decoration:none}
.site-footer .base{border-top:1px solid rgba(255,255,255,.1);padding-top:22px;display:flex;justify-content:space-between;align-items:flex-end;flex-wrap:wrap;gap:12px;font-size:13.5px}
.site-footer .footer-attrib{margin:16px 0 0;padding-top:14px;border-top:1px solid rgba(255,255,255,.1);font-size:13.5px;color:#c5d0e2;max-width:42ch;line-height:1.55;font-weight:500}
.site-footer .legal-base{display:flex;flex-direction:column;gap:8px}
.site-footer .legal-links{display:flex;gap:16px}
.site-footer .legal-links a{display:inline;margin:0;font-size:13.5px}

/* Legal / About pages */
.legal-wrap{background:var(--ivory);padding:28px 0 0}
.legal{max-width:720px;padding:48px 24px 80px}
.legal .eyebrow{margin-bottom:12px}
.legal h1{font-size:36px;line-height:1.15;margin-bottom:12px}
.legal .lede{color:var(--muted);font-size:17px;margin:0 0 22px}
.legal h2{font-size:20px;margin:28px 0 8px}
.legal p,.legal li{color:#3d4654;font-size:16px;line-height:1.65}
.legal a{font-weight:600}
.legal .operator{margin-top:36px;color:#6b7480;font-size:13.5px;line-height:1.6}

@media(max-width:1366px){
  .hero h1{font-size:50px}
  .pv-wrap{transform:scale(1.02);transform-origin:center right}
  .section-head h2{font-size:38px}
  .plans{grid-template-columns:repeat(2,minmax(0,1fr))}
  .plan.pop{transform:none}
}
@media(max-width:960px){
  .hero .grid{grid-template-columns:1fr;gap:32px}.hero h1{font-size:42px}
  .pv-wrap{transform:none}
  .benefits,.plans,.sec-points{grid-template-columns:1fr}
  .bento{grid-template-columns:repeat(2,1fr);grid-auto-rows:auto}
  .tile.big,.tile.wide,.tile.med,.tile.tall{grid-column:auto;grid-row:auto}
  .spotlight{grid-template-columns:1fr;gap:24px}.spotlight.rev .txt{order:0}
  :root{--site-header-h:92px}
  .site-header nav,.site-header .link-signin{display:none}
  .site-header .bar{height:92px;gap:16px}
  .site-header .logo img{max-height:72px}
  .menu-toggle{display:block}
  .site-footer .cols{grid-template-columns:1fr 1fr}
  .sec-banner .three{font-size:19px}
  .plan.pop{transform:none;padding:30px}
}
@media(max-width:560px){
  .container{padding:0 20px}
  .bento,.site-footer .cols{grid-template-columns:1fr}
  .pv-metrics{grid-template-columns:repeat(2,1fr)}.pv-lower{grid-template-columns:1fr}
  .hero{padding:40px 0 48px}
  .hero h1{font-size:34px}.hero p.lead{font-size:17px}
  .section-head h2{font-size:28px}
  .spotlight h2{font-size:28px}
  :root{--site-header-h:84px}
  .site-header .bar{height:84px}
  .site-header .logo img{max-height:62px}
  .site-footer .footer-logo{height:48px}
}

/* Back to top — Latin cross + label */
.back-to-top{
  position:fixed;right:22px;bottom:22px;height:48px;width:auto;padding:0 16px 0 12px;border:none;
  border-radius:999px;background:var(--navy);color:#fff;cursor:pointer;z-index:90;
  display:inline-flex;align-items:center;gap:10px;
  box-shadow:0 12px 28px rgba(8,42,88,.32);opacity:0;pointer-events:none;
  transform:translateY(10px);transition:opacity .22s,transform .22s,background .15s;
  font-family:inherit;font-size:13px;font-weight:700;letter-spacing:.02em;white-space:nowrap;
}
.back-to-top.show{opacity:1;pointer-events:auto;transform:none}
.back-to-top:hover,.back-to-top:focus-visible{background:var(--royal);outline:2px solid var(--gold);outline-offset:3px}
.back-to-top .label{color:#fff}
.back-to-top .cross{position:relative;width:18px;height:22px;flex:0 0 18px}
.back-to-top .cross:before,.back-to-top .cross:after{
  content:"";position:absolute;left:50%;background:var(--gold);border-radius:2px;
}
.back-to-top .cross:before{width:3px;height:22px;top:0;transform:translateX(-50%)}
.back-to-top .cross:after{width:14px;height:3px;top:6px;transform:translateX(-50%)}
@media print{.back-to-top{display:none!important}}
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto}
  .site-header,.back-to-top{transition:none}
}